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\begin{tabular}{lccccc} \hline
 & (1) & (2) & (3) & (4) & (5) \\
VARIABLES &  &  &  &  &  \\ \hline
 &  &  &  &  &  \\
IG & 0.0689*** & 0.0681*** & 0.0862*** & 0.0765*** & 0.0716*** \\
 & (0.0029) & (0.0029) & (0.0051) & (0.0042) & (0.0053) \\
SEX &  & 0.0057*** & 0.0057*** & 0.0057*** & 0.0064 \\
 &  & (0.0011) & (0.0011) & (0.0011) & (0.0061) \\
FEMALE &  & -0.0027** & -0.0026** & -0.0026** & 0.0026 \\
 &  & (0.0012) & (0.0012) & (0.0012) & (0.0064) \\
NAT1 &  & -0.0012 & -0.0011 & -0.0012 & 0.0238 \\
 &  & (0.0042) & (0.0042) & (0.0042) & (0.0262) \\
ADM &  & 0.0031*** & 0.0031*** & 0.0031*** & 0.0044 \\
 &  & (0.0009) & (0.0009) & (0.0009) & (0.0049) \\
ADPR &  & 0.0073** & 0.0071** & 0.0072** & -0.0035 \\
 &  & (0.0036) & (0.0036) & (0.0036) & (0.0185) \\
DEPB &  & 0.0083*** & 0.0083*** & 0.0083*** & 0.0175* \\
 &  & (0.0019) & (0.0019) & (0.0019) & (0.0102) \\
REGBAC &  & -0.0013 & -0.0014 & -0.0014 & -0.0083 \\
 &  & (0.0030) & (0.0030) & (0.0030) & (0.0169) \\
SERIEBAC &  & 0.0020** & 0.0020** & 0.0020** & 0.0132*** \\
 &  & (0.0008) & (0.0008) & (0.0008) & (0.0045) \\
DiffDR &  & -0.0000*** & -0.0000*** & -0.0000*** & -0.0000** \\
 &  & (0.0000) & (0.0000) & (0.0000) & (0.0000) \\
NOFEE &  & -0.0011 & -0.0010 & -0.0011 & -0.0091* \\
 &  & (0.0009) & (0.0009) & (0.0009) & (0.0051) \\
PARI &  & 0.0010 & 0.0010 & 0.0010 & -0.0011 \\
 &  & (0.0008) & (0.0008) & (0.0008) & (0.0045) \\
ZIP &  & 0.0118*** & 0.0118*** & 0.0118*** & 0.0121 \\
 &  & (0.0026) & (0.0026) & (0.0026) & (0.0141) \\
Paris &  & -0.0006 & -0.0006 & -0.0006 & 0.0016 \\
 &  & (0.0008) & (0.0008) & (0.0008) & (0.0045) \\
IDFBAC &  & 0.0029 & 0.0030 & 0.0029 & 0.0145 \\
 &  & (0.0030) & (0.0030) & (0.0030) & (0.0169) \\
PRO1 &  & 0.0753*** & 0.0752*** & 0.0753*** & 0.1105*** \\
 &  & (0.0023) & (0.0023) & (0.0023) & (0.0124) \\
Constant & 0.0072*** & 0.0008 & 0.0004 & 0.0006 & 0.0011 \\
 & (0.0004) & (0.0013) & (0.0014) & (0.0014) & (0.0078) \\
 &  &  &  &  &  \\
Observations & 52,326 & 52,326 & 52,326 & 52,326 & 4,268 \\
R-squared & 0.0104 & 0.0332 & 0.0325 & 0.0330 & 0.0634 \\
IV & No & No & No & No & No \\
Controls & No & Yes & Yes & Yes & Yes \\
Dyadic Group Clustering & Yes & Yes & Yes & Yes & Yes \\
StdErr IV & 0.0105 & 0.0106 & 0.0149 & 0.0122 & 0.0141 \\
\textit{Mean}(Dep. Var.) & 0.00852 & 0.00852 & 0.00852 & 0.00852 & 0.0225 \\
 \textit{Std.Dev.}(Dep. Var.) & 0.0919 & 0.0919 & 0.0919 & 0.0919 & 0.148 \\ \hline
\end{tabular}
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